Dr. Cruz, Josephine D.
HMOs & Accreditations:
Etiqa, Intellicare / Avega Managed Care, Inc, Maxicare, PhilCare Philhealth Care, Inc. (Formerly Philamcare), ValuCare, InLife
* All accredited HMOs are updated as of August 2023. Please contact us to confirm if your HMO is accredited.